Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA)

We're the Jefferson County Retired Teachers Association- A Chapter of krta

Retired Administrators and Teachers Building

a Community of Support

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We're the Jefferson County Retired Teachers Association- A Chapter of krta

Retired Administrators and Teachers Building

a Community of Support

Membership Pay by Check

Membership Pay by Credit Card

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HISTORIC TOUR AND PROPER ENGLISH TEA - WEST BADEN SPRINGS HOTEL, iNDIANA

Join your fellow retired teachers for a tour of the historic West Baden Hotel. You'll be fascinated and amazed by rich and entertaining legends of this historic hotel. For 11 years it was the largest dome in the world at 200 feet. Now totally re-furbrished and as elegant as it was in its early years, the West Baden Springs Hotel is wonder to see and enjoy.

Proper Tea: Following the tour, you'll sit in the hotel's atrium decorated for the holiday to enjoy a Proper English Tea. Pamper yourself with a selection of hot teas, finger sandwiches, petit fours, scones and other treats. It's festive so dress in holiday attire for the walking tour and tea.

Date: Wednesday, December 9, 2026

Time: Two Choices: 12:30 p.m. (Seats 15) OR 1:30 p.m. (Seats 20)

Place: West Baden Springs Hotel, 8538 W. Baden Ave. West Baden Springs IN 47469

Cost: $73 (tour and tea)

Transportation: Travel on your own - we will share info with those who sign up so you can carpool.

Click on the Reservation Link in the next section below to reserve a seat.

Questions: Ken Draut, 502-592-8049

Upcoming Events

UPCOMING EVENTS

NEW LOCATION, NEW LOCATION, NEW LOCATION

JCRTA General Luncheon Meeting NEW LOCATION

Thursday, December 10, 2026

10:00 a.m.

Audubon Country Club, 3265 Robin Road, Louisville, KY 40213

Phone: 636-1331

Reserve a spot - see link at top of page

West Baden Springs Hotel, Historic Tour and Tea, December 9, 2026

See signup information at top of the home page.

2026 Healthcare to change to Humana. Scroll down to see more details.

NEW Trips: (1) New York City Holiday, December 7-11th, (3) South Pacific Australia and New Zealand, January 2027 (4) Alpine Lakes and Scenic Trails, April 2027 and (5) South Africa and Victoria Falls November 2027

Go to Travel Tab at top of this page for details.

New JOB Opportunities Posted Under the Community Work Tab at top of this page

new 2027 hEALTHCARE INFO

2027 HEALTH AND INSURANCE UP-DATE

Lue Peabody

KENTUCKY ELIGIBLE HEALTH PLAN (KEHP) UNDER 65

(1) There was a MANDATORY re-enrollment this year in the enrollment period of October 5-26, 2026. If you did not re-enroll you will lose your coverage beginning January 1, 2027.

(2) Appeal Period: The appeal window is through January 31, 2027. If you intended to reenroll but missed the enrollment period, you must call TRS at 800-618-1687 to start the case by case appeal process. Call immediately.

(3) New for the 2027 KEHP Plans: All four plans remain available (Living Well CDHP, Living Well PPO, Basic CDHP and Living Well High Deductible). Deductibles and out of pocket expenses have been added to both CDHP plans; previously there were none. Living Well CDHP remains the best overall value.

(4) For Additional information such as the HEHP Benefits Grid, 2027 Rate Charts, What's New for 2027 and the Living Well Promise visit the TRS Website (https://trs.ky.gov) Link Below.

(5) Don't forget to complete your annual health assessment via CASTLIGHT, between January 1 to July 1, to secure your $40 a month discount ($480 for the year) on your premiums.

MEDICARE ELIGIBLE HEALTH PLAN (MEHP) OVER 65

(1) You did not need to sign up this year if you were on the TRS MEHP Plan. Enrollment was automatic. Humana remains our Health Insurance Provider.

(2) There is only one change: Effective January 1, 2027, the routine hearing vendor is changing from TruHearing to NationsHearing. Sam's Club is joining as a network provider. Costco is in negotiations. All hearing benefits reset on January 1, 2027 (the three year eligibility window starts fresh). Existing visit allowances, cleanings, and appointments will continue under the new vendors.

(3) For additional information about your MEHP such as the MEHP Premium Chart for 2027, Humana Summary of Benefits, Hearing Services and other information visit the Kentucky Teacher Retirement (TRS) at https://trs.ky.gov . If you have questions about your Humana Medicare Advantage plan or coverage you can also call TRS (800) 618-1687.

(4) REMEMBER - NEVER SIGN UP WITH ANOTHER MEDICARE ADVANTAGE PLAN OR YOU WILL LOSE YOUR FREE TRS COVERAGE.

KY TEACHER RETIREMENT WEBSITE

Legislative Update -Important pension news!

2026 Legislative Session - Comes to a Close

The 2026 General Assembly has officially concluded. The session was a positive one for the Teacher Retirement System (TRS). The final budget, HB 500 (FCCR1) has passed and fully funds both the teacher pension system and the retired teachers medical trust fund - an important win for our retirees.

Health Insurance Update for Retired Teachers Under 65 years old (KEHP)

Due to our retired teacher's advocacy and engagement, the legislature adopted the Governor's original funding proposal for KEHP. This significantly improves the outlook for members in 2027 and 2028.

A Big Thank You to our Legislators and our Retired Teachers for their Advocacy

Thanks to our retired teachers for their advocacy, and a special thanks to our legislative members who continue to make sure our state's retired teachers receive their promised retired benefits.

The link below provides a KRTA summary of all federal and states bills monitored during the session.

KRTA's 2026 Legislative Summary

SOCIAL SECURITY FAIRNESS ACT 2025

Update on the Social Security Fairness Act

Most Kentucky teachers paid minimal amounts into Social Security (summer work, work in college,work as teenagers, etc); however, those teachers found out when they went to draw a rather small social security benefit that even though they paid in like other workers, they did not receive their fair share. In addition, they were prevented from receiving survivor benefits from their spouse’s accounts.

We’ve got some good news to report. The Social Security Fairness Act, WEP/GPO: HR:82 passed Congress and was signed into law by President Biden on 1/5/25. This bill eliminates the reduction of Social Security benefits to Kentucky teachers. It also eliminates the reduction applied to a teacher's Social Security spousal or survivor benefits. The Social Security Administration is evaluating how to implement the Act. KRTA is recommending that those affected be sure to go to www.SSA.gov to make sure all personal records are updated and current. It is believed that benefits will be retroactively effective from 12/23.

Beth Dowdell, JCRTA Legislative Chair

About Us

Purposes of JCRTA

JCRTA Constitution

Improve the welfare of retired teachers of Jefferson County
Support legislation that continues to improve retirement benefits, e.g., maintain cost-of-living increase, health insurance
Inform the membership of ongoing local and state issues
Support the Teachers' Retirement System (TRS) regarding member benefits

Contact: JCRTAinfo@jcrta.org

JCRTA Constitution

For a copy of the JCRTA Constitution click on button in next section.

JCRTA and KRTA MEMBERSHIP

MEMBERSHIP

Each state has a Retired Teachers Association. Our state organization is called Kentucky Retired Teachers Association (KRTA). KRTA is composed of many local CHAPTERS. The Jefferson County Retired Teachers Association (JCRTA) is our local chapter of KRTA. JCRTA is open to administrators and teachers. JCRTA is not affiliated with the Jefferson County Teachers Association (JCTA).

Jefferson County Retired Teachers Association (JCRTA) Membership

There are two categories of membership in JCRTA.

Regular Membership

1. Retired teachers who live in Jefferson County and receive their annuity check from TRS. Some taught in Jefferson County and some taught in other counties but they all live in Jefferson County and taught in Kentucky.
2. Retired teachers who taught in Jefferson County and receive their annuity check from TRS but do not live in Jefferson County.

Associate Membership

1. Other people who do not receive an annuity check from TRS but are interested in the concerns of educators and those who enjoy the fellowship on trips and tours.

What Does JCRTA Membership Do For You?

- keeps members informed about legislation that affects retired teachers
- issues four newsletters a year
- provides opportunities to meet four times a year with other JCRTA members
- provides travel opportunities with fellow educators
- awards a scholarship to a high school senior pursuing a career in education
- cosponsors an essay contest on grandparents with AARP
- provides an AARP Driver Safety Program.
- assists with TRS pre-retirement seminars
- informs members of community volunteer opportunities

JCRTA Dues – local organization

The cost is $15 a year. Our fiscal year is from July 1st to June 30th. Click on the Membership Button at top of this page. You may pay by check or credit card.

How to Check When Your JCRTA Membership Expires

Not sure if your membership has expired? To find out, go to the bottom of this page and send us a message using Get in Touch. You should receive an email response within a few days.

Kentucky Retired Teachers Association (KRTA) – Kentucky's State organization

The KRTA dues are $20. Don’t want to be bothered with writing a check each year? The easiest way to do KRTA dues is to have them automatically taken out of your November annuity check. Call KRTA at 502-231-5802 and request an Automatic Dues Deduction card.

Membership form

Join by filling out a membership form and returning it to JCRTA.

JCRTA and KRTA Membership Forms

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KENTUCKY RETIREment INFORMATION for teachers

Many answers to your retirement questions can be found on the Teacher Retirement System Kentucky (TRS) website. Go to https://trs.ky.gov/ After opening the home page click on the picture that says retired members. The next screen has many topics available. Some are: retirement benefits, medical benefits under and over 65, return to work, change of name or address, pamphlets, contact a counselor, and many more. The next time you need retirement information check out the TRS website. Or you might call the Teachers Retirement System Kentucky in Frankfort at 1-800-618-1687.

We're the Jefferson County Retired Teachers Association- A Chapter of krta

We're the Jefferson County Retired Teachers Association- A Chapter of krta

Site Content

HISTORIC TOUR AND PROPER ENGLISH TEA - WEST BADEN SPRINGS HOTEL, iNDIANA

RESERVATION LINK

Supplies Over Seas Volunteer November 11

Food Drive, December 2026

LUNCH MEETING December 2026

AARP Drivers Safety Course

Scholarships JCPS

Upcoming Events

UPCOMING EVENTS

new 2027 hEALTHCARE INFO

Legislative Update -Important pension news!

2026 Legislative Session - Comes to a Close

New community jobs

SOCIAL SECURITY FAIRNESS ACT 2025

Update on the Social Security Fairness Act

About Us

Purposes of JCRTA

JCRTA Constitution

JCRTA Constitution

JCRTA Constitution

JCRTA Constitution

JCRTA Constitution

JCRTA Constitution

Events

Kentucky Legislators

Kentucky Legislators

JCRTA and KRTA MEMBERSHIP

MEMBERSHIP

Membership form

Site Content

KENTUCKY RETIREment INFORMATION for teachers

Contact Us

Get in Touch!

Jefferson County Retired Teachers Association