Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA) Jefferson County Retired Teachers Association (JCRTA)

We're the Jefferson County Retired Teachers Association- A Chapter of krta

Retired Administrators and Teachers Building

a Community of Support

Membership Pay by Check

Membership Pay by Credit Card

We're the Jefferson County Retired Teachers Association- A Chapter of krta

Retired Administrators and Teachers Building

a Community of Support

Membership Pay by Check

Membership Pay by Credit Card

Upcoming Events

UPCOMING EVENTS

JCRTA General Luncheon Meeting with KRTA

Thursday, December 4, 2025

10:00 a.m.

Wildwood Country Club, 5000 Bardstown Road, 40291

2026 Healthcare to change to Humana. Scroll down to see more details.

NEW Trips: (1) Eastern Caribbean Cruise, March 7-15, 2026, (2) PACIFIC Coast Cruise, October 12-18, 2026, and (3) New York City, December 3-9, 2026

Go to Travel Tab at top of this page for details.

New JOB Opportunities Posted Under the Community Work Tab at top of this page

SOCIAL SECURITY FAIRNESS ACT 2025

Update on the Social Security Fairness Act

Most Kentucky teachers paid minimal amounts into Social Security (summer work, work in college,work as teenagers, etc); however, those teachers found out when they went to draw a rather small social security benefit that even though they paid in like other workers, they did not receive their fair share. In addition, they were prevented from receiving survivor benefits from their spouse’s accounts.

We’ve got some good news to report. The Social Security Fairness Act, WEP/GPO: HR:82 passed Congress and was signed into law by President Biden on 1/5/25. This bill eliminates the reduction of Social Security benefits to Kentucky teachers. It also eliminates the reduction applied to a teacher's Social Security spousal or survivor benefits. The Social Security Administration is evaluating how to implement the Act. KRTA is recommending that those affected be sure to go to www.SSA.gov to make sure all personal records are updated and current. It is believed that benefits will be retroactively effective from 12/23.

Beth Dowdell, JCRTA Legislative Chair

new 2025 HEALTH CARE INFO for Retirees

Four documents are posted below:

(1) 2025 Overview of Our Healthcare Plan,

(2) TRS Insurance Slides from the Fall Workshops

(3) 2025 Kentucky Retired Teachers Association Enhancements and Benefits contains important, easy-to-read and understand information about our retirement benefits, partners and who to contact

(4) A message on how to handle Medicare Solicitors - Just Say No

CLICK BELOW TO SEE AND PRINT A COPY

Did you know? United Health Care offers its members a free yearly HouseCalls visit with a licensed medical staff, and if eligible a FREE $50 gift card. Many of our members have participated in this program yearly and have continued to receive this gift card following their visit. Bonus News: Renew Rewards Gift Card is reloadable and $25 will be loaded to it within 24 hours after completing certain activities. For more information about gift cards and other plan features, please call 844-518-5877.

Do NOT change Medicare Plans or Add a Medicare Supplement Plan - TRS takes care of all your Medicare Options for Free - Enrollment in another Plan will mean you lose your TRS Medicare Coverage - See the Just Say No Document Posted Below:

Legislative Update -Important pension news!

2026 Legislative Session

The new legislative session is beginning in Frankfort in January 2026 and it's a budget year. We will continue the same legislative priorities for 2026 - they are listed at the bottom of this article. JCRTA representatives will accompany the KRTA delegation to Frankfort to meet our legislators frequently. It is important that we make sure all legislators, including the new ones, know what our retired teachers priorities are and why it is beneficial to the state for our priorities to be met. This year is a budget year making it especially important that our voice is heard.

Retired teachers can help by contacting your state representative and offering your support for our priorities as a constituent. KRTA has valuable resources on its website at krta.org. You can find representatives email and contact information. Also, sign up for text alerts (see below) so you'll be quickly notified if and when any type of acttion by our members is requested. KRTA also frequently posts updates of any activity going on that affects our membership.

Working together can make a difference for the retired teachers of Kentucky!

Beth Dowdell, JCRTA Legislative Chair

Stay Informed with the steps listed below:

First, check our JCRTA website frequently for current updates. We will update our website when information becomes available.

Second, connect with the KRTA and the JCRTA websites and go to the Legislative tab. We have provided a link to that from the JCRTA site for your convenience.

Third, sign up for the texting service to receive text alerts on your smartphone. More information on this is included below.

A. If you receive text alerts now from KRTA you will continue to receive them in 2023-24.

B. If you would would like to receive text alerts from KRTA just follow these four easy steps to sign up:

1. Open your texting application.

2. In the “To” field, enter 1-833-526-4752

3. In the “Message” field enter KYPENSION

4. Hit Send

That’s it! You’ll receive a confirmation text, and then you are ready to receive our messages. Please note that message and data rates on your mobile phone plan may apply. If you would like to opt out of receiving our texts, just send a text to 1-833-526-4752 with the message STOP.

Fourth, know who your representative is and how to contact them. That information can be found on the KRTA and the JCRTA legislative webpage.

Fifth, understand and promote our legislative priorities for 2024. That information is also found below. Having this information at your disposal will help you to be ready to contact your representative to voice your concerns should immediate action be needed, which is sometimes the case with the state legislature.

KRTA's 2026 Legislative Priorities

1. Fully fund the Teachers’ Retirement System in accordance with the state’s pension-contribution statute. (KRS 161.500)

2. Maintain the defined benefit system currently in place for Kentucky’s retired, current and future teachers.

3. Fully fund the statutorily required obligation to the TRS Medical Insurance Fund as required by HB540, the 2010 Shared Responsibility Law (KRS 161.550 and 161.420)

4. Maintain the current TRS board structure

5. Oppose any legislation that would result in higher prescription costs for Kentucky’s retired teachers.

2026 - A new legislative session starts in January 2026 - Please stay alert to possible changes to YOUR pension plan. Click on the button below for KRTA's Legislative Page and the latest information.

KRTA's Legislative Page

About Us

Purposes of JCRTA

JCRTA Constitution

Improve the welfare of retired teachers of Jefferson County
Support legislation that continues to improve retirement benefits, e.g., maintain cost-of-living increase, health insurance
Inform the membership of ongoing local and state issues
Support the Teachers' Retirement System (TRS) regarding member benefits

Contact: JCRTAinfo@jcrta.org

JCRTA Constitution

For a copy of the JCRTA Constitution click on button in next section.

JCRTA and KRTA MEMBERSHIP

MEMBERSHIP

Each state has a Retired Teachers Association. Our state organization is called Kentucky Retired Teachers Association (KRTA). KRTA is composed of many local CHAPTERS. The Jefferson County Retired Teachers Association (JCRTA) is our local chapter of KRTA. JCRTA is open to administrators and teachers. JCRTA is not affiliated with the Jefferson County Teachers Association (JCTA).

Jefferson County Retired Teachers Association (JCRTA) Membership

There are two categories of membership in JCRTA.

Regular Membership

1. Retired teachers who live in Jefferson County and receive their annuity check from TRS. Some taught in Jefferson County and some taught in other counties but they all live in Jefferson County and taught in Kentucky.
2. Retired teachers who taught in Jefferson County and receive their annuity check from TRS but do not live in Jefferson County.

Associate Membership

1. Other people who do not receive an annuity check from TRS but are interested in the concerns of educators and those who enjoy the fellowship on trips and tours.

What Does JCRTA Membership Do For You?

- keeps members informed about legislation that affects retired teachers
- issues four newsletters a year
- provides opportunities to meet four times a year with other JCRTA members
- provides travel opportunities with fellow educators
- awards a scholarship to a high school senior pursuing a career in education
- cosponsors an essay contest on grandparents with AARP
- provides an AARP Driver Safety Program.
- assists with TRS pre-retirement seminars
- informs members of community volunteer opportunities

JCRTA Dues – local organization

The cost is $15 a year. Our fiscal year is from July 1st to June 30th. Click on the Membership Button at top of this page. You may pay by check or credit card.

How to Check When Your JCRTA Membership Expires

Not sure if your membership has expired? To find out, go to the bottom of this page and send us a message using Get in Touch. You should receive an email response within a few days.

Kentucky Retired Teachers Association (KRTA) – Kentucky's State organization

The KRTA dues are $20. Don’t want to be bothered with writing a check each year? The easiest way to do KRTA dues is to have them automatically taken out of your November annuity check. Call KRTA at 502-231-5802 and request an Automatic Dues Deduction card.

Membership form

Join by filling out a membership form and returning it to JCRTA.

JCRTA and KRTA Membership Forms

Site Content

KENTUCKY RETIREment INFORMATION for teachers

Many answers to your retirement questions can be found on the Teacher Retirement System Kentucky (TRS) website. Go to https://trs.ky.gov/ After opening the home page click on the picture that says retired members. The next screen has many topics available. Some are: retirement benefits, medical benefits under and over 65, return to work, change of name or address, pamphlets, contact a counselor, and many more. The next time you need retirement information check out the TRS website. Or you might call the Teachers Retirement System Kentucky in Frankfort at 1-800-618-1687.

We're the Jefferson County Retired Teachers Association- A Chapter of krta

We're the Jefferson County Retired Teachers Association- A Chapter of krta

Blessing in a Backpack

Scholarships JCPS

Upcoming Events

UPCOMING EVENTS

New community jobs

SOCIAL SECURITY FAIRNESS ACT 2025

Update on the Social Security Fairness Act

new 2026 hEALTHCARE INFO

new 2025 HEALTH CARE INFO for Retirees

Legislative Update -Important pension news!

2026 Legislative Session

About Us

Purposes of JCRTA

JCRTA Constitution

JCRTA Constitution

JCRTA Constitution

JCRTA Constitution

JCRTA Constitution

JCRTA Constitution

Events

Kentucky Legislators

Kentucky Legislators

JCRTA and KRTA MEMBERSHIP

MEMBERSHIP

Membership form

Site Content

KENTUCKY RETIREment INFORMATION for teachers

Contact Us

Get in Touch!

Jefferson County Retired Teachers Association